Home Loan Radar started with a simple frustration: comparing Australian home loans means wading through dozens of lender sites, each one trying to sell you something. We thought it should all be in one place, clear, current, and free of anyone's sales pitch. So we built that.
Every day we collect the advertised rates, fees and features from Australia's major lenders and publish them in one place you can actually read. You can filter, sort, run the numbers on real repayments, and see the total cost over the life of a loan.
Then we get out of the way. When you've found something worth a closer look, you go straight to the lender, or set an alert and let us watch for a better rate while you get on with your life.
Home Loan Radar is a side project built by one developer, and it's free to use. There's no business model behind it yet.
If that changes, here's our promise: any money we make will come from clearly-labelled referral links or ads, never from changing where a loan sits in the rankings. The order you see is decided by rate and cost, full stop.
We'll always tell you, on this page, exactly how we earn. If a link pays us, it'll say so. Your alerts and your data will never be for sale.
We're a small operation and we read everything. Tell us what's off or what you'd like to see tracked.
We pull the advertised rates, fees and features from each lender's Open Banking (CDR) data and record the day we checked. Every rate on the site carries that date, so you always know how fresh it is.
Home Loan Radar is an independent rate-tracking service. We are not a broker, credit provider, or credit assistance provider, and we do not hold an Australian Credit Licence. We publish factual rate information and general tools only. We don't recommend products, assess your suitability for a loan, or arrange credit.
Everything on this site is general information and does not take into account your objectives, financial situation or needs. Calculator results are estimates, not an assessment, approval or offer. Before acting, consider whether the information is right for you and seek advice from a licensed professional.
Rates, fees and features are illustrative, may be out of date, and may not reflect a lender's current pricing or your individual circumstances. Always confirm the details directly with the lender before applying. Comparison rates are based on a loan of $150,000 over 25 years; different amounts and terms produce different comparison rates.
Home Loan Radar · Not an Australian Credit Licence holder · © 2026