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ANZ
ANZ

Fixed Rate home loan

4yr fixedInvestorPrincipal & interest
Interest rate
7.44%
per annum, 4yr fixed
Comparison rate
8.68%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,171
Total interest
$901k
Total cost
$1.5m
Principal $600,000Interest $901k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

◷
Offset account
Park savings against your loan and pay interest only on the difference.
↺
Redraw
Pull back any extra repayments you've made.
+
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR—
Min deposit—
Loan amountFrom $20k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
7.30%
comparison
$4,216
/mo
★
NAB
NAB Tailored Home Loan
7.32%
comparison
$3,980
/mo
M
Macquarie
Macquarie Offset Home Loan
7.51%
comparison
$4,216
/mo
W
Westpac
Fixed Rate Home Loan
7.80%
comparison
$4,294
/mo
Your monthly repayment
$4,171
Rate
7.44%
Comparison
8.68%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates