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ANZ
ANZ

Fixed Rate home loan

10yr fixedOwner occupierPrincipal & interest
Interest rate
7.69%
per annum, 10yr fixed
Comparison rate
8.00%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,274
Total interest
$939k
Total cost
$1.54m
Principal $600,000Interest $939k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

◷
Offset account
Park savings against your loan and pay interest only on the difference.
↺
Redraw
Pull back any extra repayments you've made.
+
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR—
Min deposit—
Loan amountFrom $20k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
ANZ
ANZ
ANZ Fixed Rate home loan
8.00%
comparison
$4,274
/mo
Your monthly repayment
$4,274
Rate
7.69%
Comparison
8.00%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates