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ANZ
ANZ

Fixed Rate home loan

1yr fixedOwner occupierPrincipal & interest
Interest rate
6.79%
per annum, 1yr fixed
Comparison rate
8.43%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,908
Total interest
$807k
Total cost
$1.41m
Principal $600,000Interest $807k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

Offset account
Park savings against your loan and pay interest only on the difference.
Redraw
Pull back any extra repayments you've made.
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR
Min deposit
Loan amountFrom $20k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.88%
comparison
$3,769
/mo
M
Macquarie
Macquarie Basic Home Loan
7.06%
comparison
$3,808
/mo
W
Westpac
Fixed Rate Home Loan
7.17%
comparison
$3,928
/mo
M
Macquarie
Macquarie Offset Home Loan
7.27%
comparison
$3,808
/mo
Your monthly repayment
$3,908
Rate
6.79%
Comparison
8.43%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates