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ANZ
ANZ
Fixed Rate home loan
3yr fixedOwner occupierInterest only
Interest rate
7.39%
per annum, 3yr fixed
Comparison rate
8.27%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,150
Total interest
$894k
Total cost
$1.49m
Principal $600,000Interest $894k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
◷
Offset account
Park savings against your loan and pay interest only on the difference.
↺
Redraw
Pull back any extra repayments you've made.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Loan Approval Fee
Loan Administration Charge
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR—
Min deposit—
Loan amountFrom $20k
Repayment typeInterest only
How it compares
Same purpose, rate type & termM
Macquarie
Macquarie Basic Home Loan
6.53%
comparison
$3,808
/mo
M
Macquarie
Macquarie Offset Home Loan
6.75%
comparison
$3,808
/mo
W
Westpac
Fixed Rate Home Loan
6.99%
comparison
$3,988
/mo
★
NAB
NAB Tailored Home Loan
7.06%
comparison
$3,908
/mo
◎
Track this rate
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates