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ANZ
ANZ
Fixed Rate home loan
4yr fixedOwner occupierPrincipal & interest
Interest rate
7.34%
per annum, 4yr fixed
Comparison rate
8.29%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,130
Total interest
$887k
Total cost
$1.49m
Principal $600,000Interest $887k
General estimate only. Not an offer.
Rate history
Tracking since June 2026Features & benefits
◷
Offset account
Park savings against your loan and pay interest only on the difference.
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Redraw
Pull back any extra repayments you've made.
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Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Loan Approval Fee
Loan Administration Charge
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR—
Min deposit—
Loan amountFrom $20k
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & termM
Macquarie
Macquarie Basic Home Loan
7.08%
comparison
$3,988
/mo
★
NAB
NAB Tailored Home Loan
7.12%
comparison
$3,960
/mo
M
Macquarie
Macquarie Offset Home Loan
7.29%
comparison
$3,988
/mo
W
Westpac
Fixed Rate Home Loan
7.58%
comparison
$4,191
/mo
◎
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates