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ANZ
ANZ
Fixed Rate home loan
7yr fixedOwner occupierPrincipal & interest
Interest rate
7.69%
per annum, 7yr fixed
Comparison rate
8.08%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,274
Total interest
$939k
Total cost
$1.54m
Principal $600,000Interest $939k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
◷
Offset account
Park savings against your loan and pay interest only on the difference.
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Redraw
Pull back any extra repayments you've made.
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Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Loan Approval Fee
Loan Administration Charge
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR—
Min deposit—
Loan amountFrom $20k
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & termANZ
ANZ
ANZ Fixed Rate home loan
8.08%
comparison
$4,274
/mo
◎
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates