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ANZ
ANZ

Simplicity PLUS

VariableInvestorPrincipal & interest
Interest rate
7.99%
per annum, variable
Comparison rate
7.99%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,398
Total interest
$983k
Total cost
$1.58m
Principal $600,000Interest $983k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Extra repayments
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Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR
Min deposit
Loan amountFrom $50k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.33%
comparison
$3,675
/mo
CommBank
Digi Home Loan (Investment)
6.42%
comparison
$3,710
/mo
CommBank
Simple Home Loan (Investment)
6.94%
comparison
$3,868
/mo
CommBank
Standard Variable Rate Home Loan (Investment)
7.06%
comparison
$3,868
/mo
Your monthly repayment
$4,398
Rate
7.99%
Comparison
7.99%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates