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ANZ
ANZ

Simplicity PLUS

VariableOwner occupierPrincipal & interest
Interest rate
7.89%
per annum, variable
Comparison rate
7.89%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,357
Total interest
$968k
Total cost
$1.57m
Principal $600,000Interest $968k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR—
Min deposit—
Loan amountFrom $50k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.31%
comparison
$3,710
/mo
◆
CommBank
Digi Home Loan (Owner Occupied)
6.41%
comparison
$3,749
/mo
★
NAB
NAB Tailored Home Loan
6.42%
comparison
$3,710
/mo
M
Macquarie
Macquarie Offset Home Loan
6.54%
comparison
$3,710
/mo
Your monthly repayment
$4,357
Rate
7.89%
Comparison
7.89%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates