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ANZ
ANZ

Standard Variable home loan

VariableInvestorInterest only
Interest rate
8.29%
per annum, variable
Comparison rate
8.16%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,524
Total interest
$1.03m
Total cost
$1.63m
Principal $600,000Interest $1.03m
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

Redraw
Pull back any extra repayments you've made.
Extra repayments
Pay more whenever you like to clear the loan faster.
Offset account
Park savings against your loan and pay interest only on the difference.

Fees

Loan Approval Fee
Loan Administration Charge

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR
Min deposit
Loan amountFrom $20k
Repayment typeInterest only

How it compares

Same purpose, rate type & term
CommBank
Digi Home Loan (Investment)
6.52%
comparison
$3,812
/mo
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
NAB
NAB Tailored Home Loan
6.91%
comparison
$3,753
/mo
Your monthly repayment
$4,524
Rate
8.29%
Comparison
8.16%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates