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CommBank
1 Year Fixed Rate Home Loan (Owner Occupied)
1yr fixedOwner occupierPrincipal & interest
Interest rate
6.49%
per annum, 1yr fixed
Comparison rate
8.06%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$3,788
Total interest
$764k
Total cost
$1.36m
Principal $600,000Interest $764k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
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Fees
Annual Service Fee
Home Loan Package Fee
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amount—
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & term★
NAB
NAB Tailored Home Loan
6.88%
comparison
$3,769
/mo
M
Macquarie
Macquarie Basic Home Loan
7.06%
comparison
$3,808
/mo
W
Westpac
Fixed Rate Home Loan
7.17%
comparison
$3,928
/mo
M
Macquarie
Macquarie Offset Home Loan
7.27%
comparison
$3,808
/mo
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates