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CommBank

3 Year Fixed Rate Home Loan (Owner Occupied)

3yr fixedOwner occupierInterest only
Interest rate
7.04%
per annum, 3yr fixed
Comparison rate
8.30%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,008
Total interest
$843k
Total cost
$1.44m
Principal $600,000Interest $843k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Annual Service Fee
Home Loan Package Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount—
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.67%
comparison
$4,008
/mo
M
Macquarie
Macquarie Offset Home Loan
6.89%
comparison
$4,008
/mo
W
Westpac
Fixed Rate Home Loan
7.28%
comparison
$4,150
/mo
★
NAB
NAB Tailored Home Loan
7.29%
comparison
$3,980
/mo
Your monthly repayment
$4,008
Rate
7.04%
Comparison
8.30%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates