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CommBank

3 Year Fixed Rate Home Loan (Owner Occupied)

3yr fixedOwner occupierPrincipal & interest

Interest rate

6.59%

per annum, 3yr fixed

Comparison rate

7.83%

includes fees & charges

Your repayments on this loan

Loan amount$600,000

Loan term30 yrs

Monthly repayment

$3,828

Total interest

$778k

Total cost

$1,378k

Principal $600,000Interest $778k

General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate on June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Annual Service Fee

Home Loan Package Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%

Min deposit5%

Loan amount—

Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term

★

NAB

NAB Tailored Home Loan

6.79%

comparison

$3,788

/mo

Macquarie

Macquarie Basic Home Loan

6.98%

comparison

$3,788

/mo

Macquarie

Macquarie Offset Home Loan

7.19%

comparison

$3,788

/mo

Westpac

Fixed Rate Home Loan

7.20%

comparison

$3,968

/mo

Your monthly repayment

$3,828

Rate

6.59%

Comparison

7.83%

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Rate last verified 3 July 2026

We recheck daily · how we source rates

Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.