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CommBank

4 Year Fixed Rate Home Loan (Owner Occupied)

4yr fixedOwner occupierInterest only
Interest rate
7.09%
per annum, 4yr fixed
Comparison rate
8.21%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,028
Total interest
$850k
Total cost
$1.45m
Principal $600,000Interest $850k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Home Loan Package Fee
Annual Service Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount—
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.74%
comparison
$4,028
/mo
M
Macquarie
Macquarie Offset Home Loan
6.96%
comparison
$4,028
/mo
★
NAB
NAB Tailored Home Loan
7.27%
comparison
$3,980
/mo
W
Westpac
Fixed Rate Home Loan
7.41%
comparison
$4,232
/mo
Your monthly repayment
$4,028
Rate
7.09%
Comparison
8.21%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates