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CommBank

4 Year Fixed Rate Home Loan (Owner Occupied)

4yr fixedOwner occupierInterest only
Interest rate
7.09%
per annum, 4yr fixed
Comparison rate
7.91%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,028
Total interest
$850k
Total cost
$1.45m
Principal $600,000Interest $850k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Home Loan Package Fee
Annual Service Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount—
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.61%
comparison
$3,888
/mo
M
Macquarie
Macquarie Offset Home Loan
6.83%
comparison
$3,888
/mo
★
NAB
NAB Tailored Home Loan
7.04%
comparison
$3,908
/mo
W
Westpac
Fixed Rate Home Loan
7.10%
comparison
$4,069
/mo
Your monthly repayment
$4,028
Rate
7.09%
Comparison
7.91%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates