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CommBank

4 Year Fixed Rate Home Loan (Owner Occupied)

4yr fixedOwner occupierPrincipal & interest
Interest rate
6.89%
per annum, 4yr fixed
Comparison rate
8.14%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,948
Total interest
$821k
Total cost
$1.42m
Principal $600,000Interest $821k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Home Loan Package Fee
Annual Service Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount—
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
7.08%
comparison
$3,988
/mo
★
NAB
NAB Tailored Home Loan
7.12%
comparison
$3,960
/mo
M
Macquarie
Macquarie Offset Home Loan
7.29%
comparison
$3,988
/mo
W
Westpac
Fixed Rate Home Loan
7.58%
comparison
$4,191
/mo
Your monthly repayment
$3,948
Rate
6.89%
Comparison
8.14%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates