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CommBank
Digi Home Loan (Owner Occupied)
VariableOwner occupierInterest only
Interest rate
6.88%
per annum, variable
Comparison rate
6.62%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$3,944
Total interest
$820k
Total cost
$1.42m
Principal $600,000Interest $820k
General estimate only. Not an offer.
Rate history
Tracking since June 2026Features & benefits
＋
Extra repayments
Pay more whenever you like to clear the loan faster.
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Redraw
Pull back any extra repayments you've made.
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Offset account
Park savings against your loan and pay interest only on the difference.
Fees
Establishment Fee
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR80%
Min deposit20%
Loan amountFrom $100k
Repayment typeInterest only
How it compares
Same purpose, rate type & termW
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
6.07%
comparison
$4,004
/mo
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
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CommBank
Digi Home Loan (Owner Occupied)
6.62%
comparison
$3,944
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates