← Back to all results80% LVRSet a rate alert
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CommBank
Simple Home Loan (Owner Occupied)
VariableOwner occupierInterest only
Interest rate
7.23%
per annum, variable
Comparison rate
7.09%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,085
Total interest
$871k
Total cost
$1.47m
Principal $600,000Interest $871k
General estimate only. Not an offer.
Rate history
Tracking since June 2026Features & benefits
↺
Redraw
Pull back any extra repayments you've made.
◷
Offset account
Park savings against your loan and pay interest only on the difference.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Establishment Fee
Loan Service Fee
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $10k
Repayment typeInterest only
How it compares
Same purpose, rate type & termW
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
6.07%
comparison
$4,004
/mo
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
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CommBank
Digi Home Loan (Owner Occupied)
6.62%
comparison
$3,944
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates