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M
Macquarie

Basic Home Loan

1yr fixedOwner occupierInterest only
Interest rate
6.64%
per annum, 1yr fixed
Comparison rate
6.53%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,848
Total interest
$785k
Total cost
$1.39m
Principal $600,000Interest $785k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Application Fee
Monthly Fee
Annual Fee
Documentation Fee
Low Deposit Fee
Third party Settlement Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount$150k – $10m
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.53%
comparison
$3,848
/mo
M
Macquarie
Macquarie Offset Home Loan
6.75%
comparison
$3,848
/mo
W
Westpac
Fixed Rate Home Loan
6.90%
comparison
$3,948
/mo
★
NAB
NAB Tailored Home Loan
7.08%
comparison
$3,868
/mo
Your monthly repayment
$3,848
Rate
6.64%
Comparison
6.53%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates