← Back to all results
M
Macquarie

Basic Home Loan

VariableOwner occupierPrincipal & interest
Interest rate
6.29%
per annum, variable
Comparison rate
6.31%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,710
Total interest
$736k
Total cost
$1.34m
Principal $600,000Interest $736k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

Redraw
Pull back any extra repayments you've made.
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Application Fee
Monthly Fee
Annual Fee
Documentation Fee
Low Deposit Fee
Third party Settlement Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount$150k – $10m
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.22%
comparison
$3,632
/mo
CommBank
Digi Home Loan (Owner Occupied)
6.27%
comparison
$3,651
/mo
M
Macquarie
Macquarie Basic Home Loan
6.31%
comparison
$3,710
/mo
NAB
NAB Base Variable Rate Home Loan
6.44%
comparison
$3,769
/mo
Your monthly repayment
$3,710
Rate
6.29%
Comparison
6.31%
Go to lender ↗
Track this rate
We'll email you if it drops
Set a rate alert
Rate last verified 28 Aug 2026
We recheck daily · how we source rates