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NAB

Base Variable Rate Home Loan

VariableOwner occupierPrincipal & interest
Interest rate
6.44%
per annum, variable
Comparison rate
6.44%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,769
Total interest
$757k
Total cost
$1.36m
Principal $600,000Interest $757k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Application fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amount
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.22%
comparison
$3,632
/mo
CommBank
Digi Home Loan (Owner Occupied)
6.27%
comparison
$3,651
/mo
M
Macquarie
Macquarie Basic Home Loan
6.31%
comparison
$3,710
/mo
NAB
NAB Base Variable Rate Home Loan
6.44%
comparison
$3,769
/mo
Your monthly repayment
$3,769
Rate
6.44%
Comparison
6.44%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates