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★
NAB

Tailored Home Loan

VariableOwner occupierInterest only
Interest rate
6.94%
per annum, variable
Comparison rate
7.11%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,968
Total interest
$828k
Total cost
$1.43m
Principal $600,000Interest $828k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

◷
Offset account
Park savings against your loan and pay interest only on the difference.
↺
Redraw
Pull back any extra repayments you've made.
+
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Application fee
Monthly service fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $20k
Repayment typeInterest only

How it compares

Same purpose, rate type & term
W
Westpac
Flexi First : Our lowest online variable home loan rate (Owner Occupied)
6.07%
comparison
$4,004
/mo
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
◆
CommBank
Digi Home Loan (Owner Occupied)
6.62%
comparison
$3,944
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
Your monthly repayment
$3,968
Rate
6.94%
Comparison
7.11%
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Rate last verified 13 Oct 2026
We recheck daily · how we source rates