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W
Westpac

Fixed Rate Home Loan

2yr fixedInvestorInterest only
Interest rate
6.74%
per annum, 2yr fixed
Comparison rate
7.35%
includes fees & charges

Your repayments on this loan

$600,000
30 yrs
Monthly repayment
$3,888
Total interest
$800k
Total cost
$1,400k
Principal $600,000Interest $800k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate on June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.58%
comparison
$3,828
/mo
M
Macquarie
Macquarie Offset Home Loan
6.80%
comparison
$3,828
/mo
★
NAB
NAB Tailored Home Loan
7.17%
comparison
$3,828
/mo
W
Westpac
Fixed Rate Home Loan
7.35%
comparison
$3,888
/mo
Your monthly repayment
$3,888
Rate
6.74%
Comparison
7.35%
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Rate last verified 2 July 2026
We recheck daily · how we source rates
Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.