← Back to all results80% LVRSet a rate alert
W
Westpac
Fixed Rate Home Loan
4yr fixedInvestorPrincipal & interest
Interest rate
7.74%
per annum, 4yr fixed
Comparison rate
7.80%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,294
Total interest
$946k
Total cost
$1.55m
Principal $600,000Interest $946k
General estimate only. Not an offer.
Rate history
Tracking since June 2026Features & benefits
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Fees
Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & termM
Macquarie
Macquarie Basic Home Loan
7.30%
comparison
$4,216
/mo
★
NAB
NAB Tailored Home Loan
7.32%
comparison
$3,980
/mo
M
Macquarie
Macquarie Offset Home Loan
7.51%
comparison
$4,216
/mo
W
Westpac
Fixed Rate Home Loan
7.80%
comparison
$4,294
/mo
◎
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Rate last verified 11 Oct 2026
We recheck daily · how we source rates