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W
Westpac

Fixed Rate Home Loan

5yr fixedInvestorPrincipal & interest
Interest rate
7.24%
per annum, 5yr fixed
Comparison rate
7.47%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,089
Total interest
$872k
Total cost
$1.47m
Principal $600,000Interest $872k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.99%
comparison
$3,828
/mo
M
Macquarie
Macquarie Basic Home Loan
7.24%
comparison
$4,134
/mo
M
Macquarie
Macquarie Offset Home Loan
7.45%
comparison
$4,134
/mo
W
Westpac
Fixed Rate Home Loan
7.47%
comparison
$4,089
/mo
Your monthly repayment
$4,089
Rate
7.24%
Comparison
7.47%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates