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W
Westpac

Fixed Rate Home Loan

1yr fixedOwner occupierPrincipal & interest
Interest rate
6.84%
per annum, 1yr fixed
Comparison rate
7.17%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$3,928
Total interest
$814k
Total cost
$1.41m
Principal $600,000Interest $814k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
NAB
NAB Tailored Home Loan
6.88%
comparison
$3,769
/mo
M
Macquarie
Macquarie Basic Home Loan
7.06%
comparison
$3,808
/mo
W
Westpac
Fixed Rate Home Loan
7.17%
comparison
$3,928
/mo
M
Macquarie
Macquarie Offset Home Loan
7.27%
comparison
$3,808
/mo
Your monthly repayment
$3,928
Rate
6.84%
Comparison
7.17%
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates