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W
Westpac
Fixed Rate Home Loan
2yr fixedOwner occupierInterest only
Interest rate
7.14%
per annum, 2yr fixed
Comparison rate
7.18%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,048
Total interest
$857k
Total cost
$1.46m
Principal $600,000Interest $857k
General estimate only. Not an offer.
Rate history
Tracking since June 2026Features & benefits
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Fees
Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typeInterest only
How it compares
Same purpose, rate type & termM
Macquarie
Macquarie Basic Home Loan
6.62%
comparison
$4,008
/mo
M
Macquarie
Macquarie Offset Home Loan
6.85%
comparison
$4,008
/mo
W
Westpac
Fixed Rate Home Loan
7.18%
comparison
$4,048
/mo
★
NAB
NAB Tailored Home Loan
7.30%
comparison
$3,948
/mo
◎
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Rate last verified 11 Oct 2026
We recheck daily · how we source rates