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W
Westpac
Fixed Rate Home Loan
3yr fixedOwner occupierInterest only
Interest rate
6.99%
per annum, 3yr fixed
Comparison rate
6.99%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$3,988
Total interest
$836k
Total cost
$1.44m
Principal $600,000Interest $836k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
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Fees
Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typeInterest only
How it compares
Same purpose, rate type & termM
Macquarie
Macquarie Basic Home Loan
6.53%
comparison
$3,808
/mo
M
Macquarie
Macquarie Offset Home Loan
6.75%
comparison
$3,808
/mo
W
Westpac
Fixed Rate Home Loan
6.99%
comparison
$3,988
/mo
★
NAB
NAB Tailored Home Loan
7.06%
comparison
$3,908
/mo
◎
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates