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W
Westpac

Fixed Rate Home Loan

3yr fixedOwner occupierInterest only
Interest rate
7.39%
per annum, 3yr fixed
Comparison rate
7.28%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,150
Total interest
$894k
Total cost
$1.49m
Principal $600,000Interest $894k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Fees

Annual Package Fee
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $15k
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.67%
comparison
$4,008
/mo
M
Macquarie
Macquarie Offset Home Loan
6.89%
comparison
$4,008
/mo
W
Westpac
Fixed Rate Home Loan
7.28%
comparison
$4,150
/mo
★
NAB
NAB Tailored Home Loan
7.29%
comparison
$3,980
/mo
Your monthly repayment
$4,150
Rate
7.39%
Comparison
7.28%
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Rate last verified 11 Oct 2026
We recheck daily · how we source rates