← Back to all results
W
Westpac

Flexi First : Our lowest online variable home loan rate (Investor)

VariableInvestorInterest only
Interest rate
7.89%
per annum, variable
Comparison rate
7.61%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,357
Total interest
$968k
Total cost
$1.57m
Principal $600,000Interest $968k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

↺
Redraw
Pull back any extra repayments you've made.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $25k
Repayment typeInterest only

How it compares

Same purpose, rate type & term
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
◆
CommBank
Digi Home Loan (Investment)
6.67%
comparison
$3,912
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
★
NAB
NAB Tailored Home Loan
7.15%
comparison
$3,852
/mo
Your monthly repayment
$4,357
Rate
7.89%
Comparison
7.61%
Go to lender ↗
◎
Track this rate
We'll email you if it drops
Set a rate alert
Rate last verified 11 Oct 2026
We recheck daily · how we source rates