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W
Westpac
Flexi First : Our lowest online variable home loan rate (Investor)
VariableInvestorInterest only
Interest rate
7.64%
per annum, variable
Comparison rate
7.43%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$4,253
Total interest
$931k
Total cost
$1.53m
Principal $600,000Interest $931k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
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Fees
Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $25k
Repayment typeInterest only
How it compares
Same purpose, rate type & term◆
CommBank
Digi Home Loan (Investment)
6.52%
comparison
$3,812
/mo
M
Macquarie
Macquarie Basic Home Loan
6.52%
comparison
$3,788
/mo
M
Macquarie
Macquarie Offset Home Loan
6.74%
comparison
$3,788
/mo
★
NAB
NAB Tailored Home Loan
6.91%
comparison
$3,753
/mo
◎
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates