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W
Westpac

Flexi First : Our lowest online variable home loan rate (Investor)

VariableInvestorPrincipal & interest
Interest rate
7.39%
per annum, variable
Comparison rate
7.40%
includes fees & charges

Your repayments on this loan

$750,000
$150,000 · 20%
Loan amount
$600,000
80% LVR
30 yrs
Monthly repayment
$4,150
Total interest
$894k
Total cost
$1.49m
Principal $600,000Interest $894k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

Features & benefits

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Extra repayments
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Fees

Lending Establishment Fee
Monthly Loan Account Fee
Lenders Mortgage Insurance Premium

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $25k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
◆
CommBank
Digi Home Loan (Investment)
6.56%
comparison
$3,808
/mo
★
NAB
NAB Tailored Home Loan
6.58%
comparison
$3,773
/mo
◆
CommBank
Simple Home Loan (Investment)
7.07%
comparison
$3,968
/mo
M
Macquarie
Macquarie Basic Home Loan
7.13%
comparison
$4,032
/mo
Your monthly repayment
$4,150
Rate
7.39%
Comparison
7.40%
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Rate last verified 11 Oct 2026
We recheck daily · how we source rates