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W
Westpac
Rocket Loan : Variable Home Loan with Offset (Investor)
VariableInvestorPrincipal & interest
Interest rate
6.99%
per annum, variable
Comparison rate
7.36%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$3,988
Total interest
$836k
Total cost
$1.44m
Principal $600,000Interest $836k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
↺
Redraw
Pull back any extra repayments you've made.
◷
Offset account
Park savings against your loan and pay interest only on the difference.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Lending Establishment Fee
Monthly Loan Account Fee
Annual Package Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $10k
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & term★
NAB
NAB Tailored Home Loan
6.33%
comparison
$3,675
/mo
◆
CommBank
Digi Home Loan (Investment)
6.42%
comparison
$3,710
/mo
◆
CommBank
Simple Home Loan (Investment)
6.94%
comparison
$3,868
/mo
◆
CommBank
Standard Variable Rate Home Loan (Investment)
7.06%
comparison
$3,868
/mo
◎
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates