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W
Westpac
Rocket Loan : Variable Home Loan with Offset (Owner Occupied)
VariableOwner occupierPrincipal & interest
Interest rate
6.79%
per annum, variable
Comparison rate
7.16%
includes fees & charges
Your repayments on this loan
$750,000
$150,000 · 20%
Loan amount
$600,000
30 yrs
Monthly repayment
$3,908
Total interest
$807k
Total cost
$1.41m
Principal $600,000Interest $807k
General estimate only. Not an offer.
Rate history
Tracking since June 2026We started tracking this rate in June 2026. The trend fills in here as the rate changes over time.
Features & benefits
↺
Redraw
Pull back any extra repayments you've made.
◷
Offset account
Park savings against your loan and pay interest only on the difference.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.
Fees
Lending Establishment Fee
Monthly Loan Account Fee
Annual Package Fee
Lenders Mortgage Insurance Premium
Fee amounts vary; confirm the current figures on the lender's site.
At a glance
Max LVR95%
Min deposit5%
Loan amountFrom $10k
Repayment typePrincipal & interest
How it compares
Same purpose, rate type & term★
NAB
NAB Tailored Home Loan
6.22%
comparison
$3,632
/mo
◆
CommBank
Digi Home Loan (Owner Occupied)
6.27%
comparison
$3,651
/mo
M
Macquarie
Macquarie Basic Home Loan
6.31%
comparison
$3,710
/mo
★
NAB
NAB Base Variable Rate Home Loan
6.44%
comparison
$3,769
/mo
◎
Track this rate
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Rate last verified 28 Aug 2026
We recheck daily · how we source rates